agentpayments.fi
Money that moves at agent speed.
A stablecoin-native payments layer for AI agents — open an account, settle instantly, pay predictable fees, and attach metadata to every transaction.
Built on TempoWhy agent payments
AI agents can already act. They can't yet pay.
Agents browse, build, hire, and coordinate work today. What they're missing is a money layer designed for software — not for a person typing a card number into a checkout form.
Accounts, not a card on file
Agents need balances of their own — programmatic, stablecoin-denominated accounts they can open, fund, and spend from, without a human's card sitting in the loop for every purchase.
Settlement at machine speed
An agent that pays for an API call, some compute, or another agent's output has to act on the result in the same breath. Money should clear in seconds, not settle over days.
Fees you can reason about
Per-task economics only close when moving money is cheap and predictable. An agent needs to price a transaction before it commits to one — no volatile gas, no surprise spreads.
Reconciliation, built in
Every payment should carry structured context — what it bought, which task it served, which agent authorized it — so a fleet of agents stays auditable and reconciles on its own.
Why Tempo
Built on Tempo, the stablecoin chain.
agentpayments.fi runs on Tempo — the EVM-compatible Layer 1 for stablecoin payments. Tempo provides the rails: throughput, settlement, and payment primitives. We package them for agents.
- 100k TPS
- throughput Tempo targets
- Instant
- settlement and finality
- Any stablecoin
- for gas, via an enshrined AMM
- EVM
- compatible tooling & contracts
Stable, low fees
Predictable transaction costs, so per-payment economics stay viable at the volume a fleet of agents generates.
Gas in any major stablecoin
An enshrined AMM lets fees be paid in the stablecoin you already hold — no separate gas token to acquire and manage.
Payment metadata & memos
Structured metadata and reconciliation memos travel with each transfer, native to the protocol rather than bolted on.
Opt-in privacy
Confidential payments when a transaction needs them, transparent by default when it does not.
Compliance hooks
Primitives that let regulated stablecoin issuers meet their obligations at the protocol layer.
EVM-compatible
Bring existing Solidity contracts, wallets, and developer tooling — there is no new language to learn.
Throughput, fee, privacy, and compliance characteristics describe Tempo, the underlying network. See the Tempo documentation for current specifications.
Use cases
What agents do with a money layer.
A few of the patterns a stablecoin-native payments layer is meant to unlock. These are scenarios the rails are designed for — not yet a catalog of shipped features.
Pay for APIs and compute as it works
An agent that calls a paid API, rents GPU time, or buys a dataset can settle for exactly what it used, the moment it uses it — no prepaid credits to top up and no human approving each charge.
Settle directly with other agents
When one agent hires another for a subtask, payment can clear between their accounts as the work completes — a marketplace where software pays software without routing every transfer through a person.
Reconcile a fleet from its metadata
A team running hundreds of agents can attach structured context to every payment — task, authorizing agent, cost center — so spend rolls up and reconciles on its own instead of through after-the-fact bookkeeping.
Make x402-style payments viable
Per-request charges — a fraction of a cent to read a page, hit an endpoint, or run a tool — only work when fees are low and predictable and settlement is instant. That is the regime these rails are built for.
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